Debt consolidation should not be confused with loans or other financial products. Debt consolidation should strictly be a service of counseling to help and manage the debt positions of customers. It is an objective look into your personal finances to determine which parts can be improved on and which other parts can be dropped for other more attractive offers.
Anybody with poor to bad credit history would love to have their financial situation put back into order and that is the value of debt consolidation services. Baring in mind that this service is more about consultation and counseling the hallmarks of a good service is the amount of information that institutions try to dig out of you and now the many other supplementary services that they may offer.
Most of the time debt consolidation services are billed by the hour and as such can easily accumulate to