What I mean with what I said above doesn't mean that you must take on any student loan someone offers you. That could only make things even worse. You must be sure of the next step you're going to take. And for that to happen you must study every choice you have. If you wish to finish your higher education and have no other choice, then by all means get the student loan because nothing secures a good job than a degree. Please do it even if you have bad credit, education is important!
Always remember that once you finish your studies you have a grace period in which you don't have to pay off any student loan you took. Get the most out of it and find a job to be able to start paying those loans as soon as possible. Bare in mind also that you can consolidate student loans and extend you repayment period as well as much more.
Jones Fischer is a student that applied for various student loans and already paid for all of them. Visit http://www.studentloanchbox.com/ and learn how he did it so you too can stop worrying about paying off those loans.
